The Cost Spectrum
| Investment Tier | Typical Cost | What You Get | Time to Deploy |
|---|---|---|---|
| Pre-built agent | EUR 700 | Ready-to-use n8n workflow, documentation, 1,200+ integrations | 15 minutes |
| Pre-built + installation | EUR 800–1,300 | Same + AIQorex configures and tests on your stack | 2–5 days |
| Custom workflow | EUR 800–2,500 | Tailored n8n workflow for a specific process | 1–2 weeks |
| Custom AI agent | EUR 5,000–25,000 | Full agent development, training, integration | 2–6 weeks |
| Multi-agent system | EUR 25,000+ | Orchestrated agent team, custom knowledge base, dashboards | 6–12 weeks |
The key decision point: Do you need EUR 700 outcome or EUR 5,000 outcome? The difference is not quality - it is specificity.
The 5-Question Decision Framework
Q1 · Does this process exist in 50+ similar businesses?
If yes → Marketplace. Standard processes - lead scoring, ticket triage, invoice matching, content scheduling - almost certainly have a pre-built agent.
| Process | Pre-Built Available? | Marketplace Price |
|---|---|---|
| Lead qualification and CRM enrichment | Yes | EUR 700 |
| Customer support ticket triage | Yes | EUR 700 |
| Invoice reconciliation and expense categorisation | Yes | EUR 700 |
| Social media content distribution | Yes | EUR 700 |
| HR onboarding checklist automation | Yes | EUR 700 |
| Multi-agent custom orchestration | No | Custom from EUR 5,000 |
| Proprietary ML model deployment | No | Custom from EUR 15,000 |
Q2 · Does this process involve proprietary data or IP?
If yes → Custom. If your process uses trade secrets, proprietary data models, or unique scoring algorithms that give you competitive advantage, a marketplace agent cannot (and should not) handle it.
- A logistics company's unique routing optimisation algorithm
- A fintech's proprietary credit scoring model
- A law firm's document review methodology with embedded legal reasoning
- A manufacturer's quality control process with custom sensor data processing
Q3 · Do you need it in under 48 hours?
| Urgency | Recommended Path |
|---|---|
| Need it this week | Marketplace (15 min self-deploy) |
| Need it this month | Marketplace + installation (2–5 days) |
| Need it next quarter | Custom workflow (1–2 weeks) |
| No urgent timeline | Custom agent (2–6 weeks) |
Q4 · Is compliance / jurisdiction-specific logic required?
| Compliance Need | Marketplace Capable? | Notes |
|---|---|---|
| Audit trail of AI decisions | Yes | Built into AIQorex Business OS agents |
| Human-in-the-loop approvals | Yes | Configurable per agent |
| Data sovereignty (on-device) | Yes | Local-first by architecture |
| EU AI Act high-risk documentation | Partial | Template provided, customisation may be needed |
| BaFin-specific reporting | Custom | Regulator-specific formats |
| GDPR Article 22 (automated decisions) | Yes | Built-in override capability |
| Sector-specific regulation (pharma, medical) | Custom | CE marking, MDR compliance |
Q5 · Is this process well-documented?
If poorly documented → Marketplace first, custom later. The most common failure pattern in custom AI development is automating a process that is not yet well-defined.
The Hybrid Path: Most Businesses Should Do Both
The best strategy is rarely "all marketplace" or "all custom." It is a phased hybrid:
| Phase | Action | Investment | Timeline |
|---|---|---|---|
| Phase 1 | Deploy 2–3 marketplace agents for highest-hours processes | EUR 1,400–2,100 | Week 1 |
| Phase 2 | Measure ROI over 30 days, identify custom gaps | EUR 0 | Weeks 2–5 |
| Phase 3 | Commission custom extensions for the highest-value gaps | EUR 5,000–15,000 | Weeks 4–8 |
| Phase 4 | Add marketplace agents for new departments based on Phase 2 learnings | EUR 700–1,000 per agent | Weeks 6–10 |
| Phase 5 | Consider multi-agent orchestration (Business OS) | EUR 4,900 | Week 8+ |
ROI Comparison: Marketplace vs Custom
| Factor | Marketplace Agent | Custom Agent |
|---|---|---|
| Upfront cost | EUR 700 | EUR 5,000–25,000 |
| Deployment time | 15 minutes | 2–6 weeks |
| Time-to-ROI | Week 1 | Week 6–12 |
| Failure risk | Low (proven pattern) | Medium (spec may change) |
| Maintenance | Free updates (marketplace) | Custom maintenance required |
| Scalability | Add more agents instantly | Must build each extension |
| Best for | 80% of business processes | 20% of business processes |
€2,100
3 marketplace agents
Year 1 estimate: €25K–€85K[^2]
€10,000
1 custom agent
Year 1 estimate: €15K–€40K
90 days
Time to measurable ROI
Marketplace path
References & Sources
- 1AIQorex Marketplace Catalogue. aiqorex.com/marketplace (2026). https://aiqorex.com/marketplace
- 2AIQorex composite ROI model - internal analysis of 20+ deployment engagements. Internal (2026). https://aiqorex.com/research

